*** Let me preface this by saying these are just my opinions, rants, etc... proceed with caution***
Some of you know this and others don't. I work as a financial planner and a majority of my clients are teachers. In fact I am currently sitting in the lounge of an elementary school in Santa Ana. Let me start by saying I am not even sure that we can call the current educational system in California a system. There are way too many things wrong with it. I don't want to seem like I am just here to complain but I think to get a fair understanding I should first lay out what I think are the issues with the system.
1. Mediocrity is rewarded
2. No accountability standards (testing every five days doesn't count)
3. Teaching to a test and not to the student
4. Poor recruitment
5. Watered down recruitment standards
6. Horrible budgeting
7. Lack of innovative thinking and solutions
I could go on with a few more things but I am sure you get the picture. The system is broken in a lot of different places. Now as an outsider let me say that I think the fault lies everywhere. The Unions protect their constituency, the teachers and administrators, the legislators protect their constituency, their election campaign fund, and the parents and children, well there is really no one to protect them. Here are some of the things I would do.
I am going to combine points 1 thru 3 because I feel the solution to these is the most important and I believe my suggestion tackles all three issues. The main key is the need for accountability and the fact that mediocrity should not be rewarded. We harp on our kids constantly that mediocrity in the real world is not rewarded but from my own experience I can tell you that at least 25 -30 % of the teachers I run into are rewarded for just that, mediocrity. Testing is currently the only way that we hold teachers accountable if at all and how we gauge progress in kids. It doesn't work. Remember that kid that was good at all the tests, could ace any of them, was he/she a great student? Remember the other kid that labored, studied hard, did all the homework but struggled with tests, was he/she a bad student?
In my opinion teachers should be held accountable by three constituencies, their peers, the student's parents, and their principal or administrators. At the end of the year each of these three parties should get to fill out surveys in reference to the teacher with the surveys being weighed 33% for both the admin and peers, and 34% for the parents. The teacher portion of this survey would break down as such, surveys by teachers in your grade level and by teachers in the grade level above you, since they can gauge your progress from the previous year. Teachers that teach the 12th grade would be gauged by how many kids they graduate. If a teacher does not get the appropriate marks they would be put on probation for the next two years. Why two you ask, no teacher should be fearful to teach in the manner she chooses, or punished for having a "bad class". The Union would be put on notice as well and they would have two years to make sure they took the opportunity to help their constituent, the teacher. Teachers that end up on the list more than twice would be subject to a one year probation. Again the union would obviously be notified. That would I believe at least start to resolve the first three issues.
Now comes the poor recruitment and the low recruitment standards. Teachers should be the bright of the bright and I am sorry in a lot of schools I go to they are not. A masters degree from University of Phoenix carries the same weight as a degree from Harvard. A masters degree in English Literature, Nuclear Physics, or Education are all of the same value. The government has a similar system of rewarding for units but I am not sure it should be that flat. There has to be some form of subjectivity to the units and degrees people attain when it comes to their pay.
Ever asked a teacher if they get paid enough? Let me know if you find one that thinks they do. Now realistically for the stuff they deal with they probably don't, but neither do a lot of other people in the world. I worked in the restaurant industry for a while at a Farmer Boys, I would challenge anyone to be a lead cook at a fast food restaurant like that and do well. I definitely couldn't hang and those guys get paid 10 - 14 dollars an hour. Now lets take a look at a teachers pay.( I am taking my numbers from the SAUSD pay schedule) A starting teacher with a bachelors degree makes $48000 a year. Lets take a closer look at this number. Teachers get about 12 weeks off a year which is about 10 weeks more than most people. So most people work 50 weeks a year while teachers work 40. So per week a teacher makes $1200. So on an annual basis teachers make $60000 ($1200 * 50) Go offer a college kid a job that pays him $60000 a year and see how many of them balk at that, even out of good institutions. So why can't we recruit people from better schools. In my opinion its simple; no one understands what teachers make or how they make it. Teachers in Santa Ana get paid $60000 on an annual basis, on top of that they get a pension, ten percent of which is funded for them. They have excellent health benefits to which the district contributes pretty healthily. There needs to be a marketing campaign that lets people know what the true salary packages of teachers are worth. One this would help recruit better teachers, and two teachers themselves would get a better understanding of where they stand in comparison to other professions. Without actually changing anything we would make teaching seem like a good choice.
Now for the budgeting issues, not much to be done there. The districts just have to be forced to run on a ten year average. What I mean by that is districts should look at what they have received in funding over the last ten years. In any year that they have a surplus over that average they should be forced to save a significant portion of that in a rainy day fund. In years that they are below the shortfall can be covered by that fund.
This last problem is a problem with the system. We need to let teachers be creative and teach to the needs of the class in front of them. By force feeding formulaic teaching ciricullums to teachers we are taking away the whole point of having them, to teach. I agree that schools need to teach similar stuff so kids are on the same level, but lets be realistic kids are not on the same level. No two classes are the same and teachers should be able to shift according to the class in front of them.
Ok this has been a very long rant, and if any of you have gotten to this point I congratulate you. I am not sure I would have made it. These are some rudimentary suggestions and obviously I am an outsider looking in but I hope at least some of my points make sense.
3.02.2010
12.02.2009
10.09.2009
Nobel Peace Prize
President Barack Hussein Obama won the Nobel Peace Prize today. Am I surprised and shocked? Definitely. Do I think he is deserving of the prize well that is where the real question arises. In my own opinion he does. In my lifetime I can't remember another person that has been able to affect the spirit of so many people as President Obama has. He is not Mahatma Gandhi who by the way never won the prize and definitely deserved it. I would ask you though for a second to think of another person who has so instantly changed the perception of America worldwide. I would ask you to think of another person that has captured the imagination of the world as the President has. I agree with a lot of the critics that he has not been able to deliver on that promise but we haven't really given him much time. I don't remember us judging any other president with a microscope to such a degree as we have President Obama. Every move he makes is scrutinized and challenged, but yet how many times have we heard him loose his cool, say the wrong thing, give a shoulder massage to a foreign dignitary (thanks President Bush), or seemingly loose sight of his goal. To get someone to have hope in change, to actually have them believe in it is to me a great feat and President Obama has gotten a nation to believe and some may argue even a large segment of the population of the world...
9.18.2009
New Rules
I should be studying... really I should but this was bugging me and yet again I have neglected to post in a while. Why is it that fringe movements like the Washington Tea Party can get so many things done, that Rush Limbaugh, O' Reilly, Fox News, Conservative radio etc... can garner so much support. Recent Census Bureau data revealed that the shape of the economy post Bush is the worst of any president in modern history. The list of atrocities that have taken place in an era of Republican control while a Republican president and a Republican congress is long and somewhat frightening. There are prison abuse stories, a history of torture, secret prisons, lack of due process, etc... Amazingly until the final days Republicans stuck by President Bush, probably not a wise thing but they did.
On the other hand, So many people are already questioning Obama and the current Democratic party congress on why things haven't turned around including many democrats. Just a thought the United States is like a huge Oil Tanker in an ocean that we are expecting to maneuver like a small speed boat. On top of that the previous regime has ensured that we aren't in open waters either. The multiple missteps have ensured that we are actually in a sea of sorts with very few exit points and only careful maneuvering will ensure that we will actually make our way out safely. I am not saying that we should give the administration and Congress a free pass that's what the nation seemed to do with the last president and look where we ended up, but in light of the circumstances under which President Obama took over we may want to be a little patient...
Our voices of support have to be loud and perhaps even slightly uncivil. Yes I know we are the party of the educated, the party that doesn't play dirty, the party that likes to do things the right way... At some point if the war is in the trenches we may have to adjust our methods. If a Congress man is willing to call the President a liar during a speech in the House we know the other party is not willing to abide by the rules.Ok , I concede we may not want to stoop to their level but we should at the least be prepared to write, post, message, spread the word about our dismay at the discourse taking place around us about the current administration. When things like Death Squads, comparisons of Obama to Hitler, other misconceptions about the health care plans are being put forward daily.
On the other hand, So many people are already questioning Obama and the current Democratic party congress on why things haven't turned around including many democrats. Just a thought the United States is like a huge Oil Tanker in an ocean that we are expecting to maneuver like a small speed boat. On top of that the previous regime has ensured that we aren't in open waters either. The multiple missteps have ensured that we are actually in a sea of sorts with very few exit points and only careful maneuvering will ensure that we will actually make our way out safely. I am not saying that we should give the administration and Congress a free pass that's what the nation seemed to do with the last president and look where we ended up, but in light of the circumstances under which President Obama took over we may want to be a little patient...
Our voices of support have to be loud and perhaps even slightly uncivil. Yes I know we are the party of the educated, the party that doesn't play dirty, the party that likes to do things the right way... At some point if the war is in the trenches we may have to adjust our methods. If a Congress man is willing to call the President a liar during a speech in the House we know the other party is not willing to abide by the rules.Ok , I concede we may not want to stoop to their level but we should at the least be prepared to write, post, message, spread the word about our dismay at the discourse taking place around us about the current administration. When things like Death Squads, comparisons of Obama to Hitler, other misconceptions about the health care plans are being put forward daily.
7.12.2009
Health Care Reform
*** Let me preface this by saying these are just my opinions, rants, etc... proceed with caution***
Let's just start with a question what do we think is a more primitive need, basic health care or education? I am not sure we all agree but I think its health care. The constant chatter out of Washington (Mostly Republicans) is that a government option would mean that we wouldn't have a private system. Just in case someone missed it our K-12 education system is a public one and last I checked there were plenty of private schools around. Is the public school system a great one, I would be the first to point out that it isn't, but ponder the alternative for a second is a bad education or a sub par one better then not knowing how to read at all... A public health care system may not deliver excellent care to all its patrons... last I checked our current private system with the highest paid doctors on the planet... doesn't either. The goal of a health care system at least a public one should not be to provide heart transplants, brain surgeries, or other complicate procedures to the masses. Instead the goal should be to provide basic services to everyone in an efficient manner. (No the regional county hospital is not an efficient manner) I am well aware that the goal should be to save everyone and the goal of the public school system is to graduate everyone. Unfortunately the first priority has to be to provide baseline services and then work on improving the system from that point on... I am not a guru by any means and I definitely don't know all the nuances but I think the solution to this problem has to be multi-faceted... Here are some of my suggestions
Let's just start with a question what do we think is a more primitive need, basic health care or education? I am not sure we all agree but I think its health care. The constant chatter out of Washington (Mostly Republicans) is that a government option would mean that we wouldn't have a private system. Just in case someone missed it our K-12 education system is a public one and last I checked there were plenty of private schools around. Is the public school system a great one, I would be the first to point out that it isn't, but ponder the alternative for a second is a bad education or a sub par one better then not knowing how to read at all... A public health care system may not deliver excellent care to all its patrons... last I checked our current private system with the highest paid doctors on the planet... doesn't either. The goal of a health care system at least a public one should not be to provide heart transplants, brain surgeries, or other complicate procedures to the masses. Instead the goal should be to provide basic services to everyone in an efficient manner. (No the regional county hospital is not an efficient manner) I am well aware that the goal should be to save everyone and the goal of the public school system is to graduate everyone. Unfortunately the first priority has to be to provide baseline services and then work on improving the system from that point on... I am not a guru by any means and I definitely don't know all the nuances but I think the solution to this problem has to be multi-faceted... Here are some of my suggestions
- Increase the number of AMA certified Medical schools ( the number of Caribbean Schools has gone from 3 to something like 30 in the last few years if nothing else those would be dollars spent on our soil ... stimulus anyone) Theoretically an increase in Supply of doctors should decrease salaries
- Provide federal loans that could be considered grants if the Physician or health care professional chooses to stay in the primary care fields. Incentivizing Primary Health care would go a long way in keeping better people in the primary fields rather then losing them to Specializations.
- Create a government option that is designed to compete with the for profit Insurance companies... such and entity would be required to provide baseline profit returns to its own fund and its reports made public so it could be self sustaining.
- Create a separate federal board with state offices to hear about claims that are denied by Insurance carriers. The board would be made up of Industry experts and the decisions of the board would be binding.
- Create a national Information system. A system of Medical Records for all citizens housed and run by the government. Access to the system would be fee based as to help defray the cost.
- Provide Grants and low interest loans to allow for practices to update software to interface with nationwide system. Prioritize grants and loans based on practices that provide a higher percentage of care to low income families as these practices tend to be less profitable. Grants should also be prioritized based on specialty with primary care practices taking precedence over others.
- Create legislation that requires all health Insurance carriers to provide Insurance to the at risk population, each carrier would be required to insure a certain percentage of people that would otherwise be considered uninsurable. The percentage would be fixed providing a measure to spread risk across the whole system and not burden any particular carrier.
- New legislation to bring the Health Insurance system under national purview considering it is fragmented and currently run state by state.
- A review of the current Reasonable and Necessary and Usual and Customary standards employed by the industry. Health care professionals should be responsible for determining what care they believe is best for their own patients. Doctors would be subject to blind audits at random by a board of their own peers and those that abused the privileges would be reimbursed at a lower percentage. Boards would be set up nationwide and could loose their accreditation as they would also be cross audited by each other.
6.16.2009
USA
It seems no matter what the US does these days we are a step behind. European and Asian countries seem vastly ahead of (even in their respective global slowdowns). They have been sitting patiently the last decade as we have pigeoned holed ourselves as a society. When the time was right they struck by buying up our car dealerships at steep discounts.
Looking forward it seems we are in for scary times. Today in Russia leaders of the four largest emerging market economies discussed ways to reduce their reliance on the United States. The dollar at some point is no longer going to be the favored global reserve currency which makes you wonder where we are headed.
There is hope though with Obama. Though some people doubt his spending patterns I feel its neccesary to fix a broken system, we can no longer patch up holes. The foundation needs to be recreated though its a tough road ahead Obama can re build the foundation.
Looking forward it seems we are in for scary times. Today in Russia leaders of the four largest emerging market economies discussed ways to reduce their reliance on the United States. The dollar at some point is no longer going to be the favored global reserve currency which makes you wonder where we are headed.
There is hope though with Obama. Though some people doubt his spending patterns I feel its neccesary to fix a broken system, we can no longer patch up holes. The foundation needs to be recreated though its a tough road ahead Obama can re build the foundation.
6.08.2009
Observations through June 2009
2009, not sure about you but for me this year is flying by. I don't think I have even gotten used to writing 2009 when I have to date things and it is already June. I haven't posted in a while and thought I would share some of my observations to this point in the year.
- We have an African American President no, no really we have an African American President don't tell me you thought you would see this in your lifetime.
- We have an African American President named Barrack Hussein Obama ... I know you didn't see that coming.
- We may soon see the first Hispanic women on the Supreme Court.
- Guantanamo should soon be closed
- GM, and Chrysler have both filed for bankruptcy
- The federal government has had to pump a trillion dollars to keep the economy of the strongest country in the world moving.
Outside of the political and financial world there are plenty of other things to talk about. Is it just me or is 2009 gearing up to be the year of blockbusters. I mean seriously Up was amazing, Star Trek epic, Hangover is hilarious, and we still have movies like Transformers, Sherlock Holmes, and a new Harry Potter movie to go. If the movies don't provide some headlines there is always sports.
Tennis, yes tennis makes for some interesting memories as Nadal gets upset at the French and absent his arch nemesis on clay Federer finally wins at the French. The NBA playoffs provide round after round of sheer brilliance. The Celtics v. Bulls series was nothing short of amazing, a coming out party for Rondo and Rose. These NBA playoffs are arguably the best ever if not the best in a long time. We haven't even seen the end of the Finals yet. No Kobe v LeBron finals but we still got the commercials. In case you forgot we still got football season to go. Does anyone even remember who won the Superbowl(Steelers) or the Bowl Championship(Florida Gators) oh and of course March Madness what a year for sports.
2009 so far has been jam packed with headlines and events, some which we may remember for the ages...
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