1.15.2016

Minimum Wage

“How can 22% of the US Children be living in poverty, while we have a 5% unemployment rate, and a federal minimum wage?”

Saw this facebook post earlier, and it just irked me a bit. 

Per the federal poverty guidelines a family of 4, is poor if they make below $24,250. A husband and wife making “federal” minimum wage where one parent works full time and the other works part time (20 hours a week), would make $21,750. So they would be both poor and gainfully employed.

Oh and that is assuming all states pay “federal” minimum wage (yes you guessed it not always  the case). In Georgia the minimum wage is $5.15. There a husband and wife who both work 40 hours a week at a “state” minimum wage job would make $20,600, and would be considered poor per the federal standards. That seems mind boggling. In my opinion, at its baseline two gainfully full-time employed individuals should not be poor.

The question though is why I or anyone else should care.

Moral Argument

First, there is some moral notion that a family of 4 where 2 parents work full time should at least make enough to not be poor. I mean the numbers to be considered not poor are $24,250 a year for a family of 4… 

Even if the moral point does not persuade you, there is also the economic piece.

Economic Argument

Second there is the economic piece. In today’s system, the employer who pays them $5.15 an hour, is in essence getting a subsidized employee, paid for by federal and state taxes, which are of course paid for by you and me. To make up for the shortfall you and I (tax payers) pay for the minimum wage employees healthcare subsidies, food subsidies, etc… while the employer is rewarded with greater profits. Here is one example of how that would work...

Food Stamp Subsidy - cost to Employer ($0) cost to taxpayer ($6,230 per year) 

Average per month per person food stamp subsidy in Georgia is $129.78. Multiply that by four (family of four) and then by 12 (annual) and you get $6,230 per year for a family of four.

Medicare Spending - cost to Employer ($0) cost to taxpayer ($12,404)

Estimated Medicaid spending per adult in Georgia in 2011(likely higher now) per year was $4174 and per child was $2,028. In our scenario annually that would be $12,404 (2 adults and 2 kids).


Not taking other subsidies into account that means that per family of four you and I provide subsidies of $18,634 per year. This I would argue is providing a subsidized work force to those employers that pay such a low wage. 

There are an estimated 103,000 people in Georgia that get paid at or below minimum wage. Assuming that a meager 5% of the 103,000 fit the scenario we have described above of two working adults with two kids, we can take the number down to 5,150. Based on two working adults per family we could cut that number in half to 2,575 families. For the 2,575 families with an annual family subsidy of $18,634, we provide $47,982,550 in profits to the shareholders of those employers by way of subsidies. That is of course only for the people that fit the four person family model, that live in Georgia and does not take into account the other subsidized employees in Georgia or nationwide, that we provide for these employers.

12.09.2015

Current State of Affairs...

I can only speak for myself, but the last few weeks have been very uncomfortable as a Muslim. A couple of weeks ago, my sister had a run in at the local Home Depot where a man screamed that no Muslim should get service before her, she left the experience pretty shaken up. In the same week, a person on a bicycle said "Hey ISIS" as he rode by a group of us standing in a parking lot dressed in South Asian clothing. Now the leading Republican candidate calls for a ban on all Muslims traveling into the country...

The response from many in the Republican party has been to say he doesn't represent my Republican party. I hate to say it but he does exactly that, represent your Republican Party. He is leading your polls, has been a part of every debate sponsored by your Republican party, and he is running as a candidate from your Republican party.

The rhetoric from the Republican party does not make me anymore comfortable. You know what would, if people stopped clinging to their allegiance to the Republican Party and simply said, I am no longer Republican. I am not a Republican myself, but as a Democrat if the statements from the leading candidate from my party were so far from what I believed, the decision would be simple... Cruz, Bush, Trump, Rubio have all made anti-muslim or anti-refugee statements. Perhaps Trump is not from your Republican Party but what about the rest?

10.29.2014

Kobe Bryant

            The NBA season just started and there has been a lot of conflict surrounding Kobe Bryant. Kobe Bryant (36) stands to make $23,500,000 dollars this year, making him the highest paid player in the league this year. By comparison Lebron James (29) will make $20,644.000 and Dirk Nowitzki (36) will make $7,974,482.

            Beyond the salary numbers I was interested in comparing Kobe's numbers versus Jordan and Lebron (chart below). Kobe has played for 19 years versus 15 for Jordan and 11 so far for Lebron. Based on totals the categories Kobe Bryant leads in are Assists and Turnovers. In 15 years MJ scored more total points than Kobe in 19, had more rebounds, almost 700 more steals, and 250 more blocks. Based on his current averages if Lebron were to play 15 years not 19, he would have 8,299 rebounds, 7,895 assists, 1,969 steals, 920 blocks, and 3,811 turnovers. That means at the 15 year mark Lebron will have approximately 1800 more rebounds, 2800 more assists, 150 more steals, 300 more blocks, and 60 more turnovers. 

             Kobe Bryant is a phenomenal basketball player but at least statistically not MJ or Lebron, which begs the question if at age 36 the Lakers were wise to make him the highest paid player in the league. I am all for being loyal to your players, but shouldn’t they be loyal to their team. For example, Dirk is the fourth highest paid player on the Mavericks this year. He is obviously not a Kobe Bryant, but still. I included his career stats below for kicks. 

            Here is another interesting thing to note Career FGA: Kobe Bryant 24391; Michael Jordan 24537; Lebron James 16764; Dirk Nowitzki 19759. Kobe scores 1.30 pts per attempt, by comparison Jordan’s pts per attempt were 1.31, Lebron’s pts per attempt are 1.38 and Dirk’s pts per attempt are 1.35. Anyone have any thoughts. 

Name                 Yrs   FG%  3p%    2p%    Ft%    RB      Ast      Stl        Blk      TO      Ttl Pts
Kobe Bryant      19     0.453   0.335   0.483   0.838   6604    5927    1836    620      3754    31719
Michael Jordan  15      0.497   0.327   0.51     0.835   6672    5633    2514    893      2924    32292
Lebron James     11     0.497   0.341   0.535   0.747   6086    5790    1444    675      2795    23170
Dirk Nowitzki    16     0.476   0.383   0.499   0.879   9600    3141    1038    1095    2209    26804







$359,000 for the lawyer, $1000 for the claimant

Yes you read the headline correctly, the lawyers got $359,000 and the victim got $1000. Here is an article about the case. I know none of the underlying facts of the case beyond what is in the article, so I won't go into why the claimant got only a $1000. But, based on the article I picked up two things that may be of some import here about the legal fees in the case.

1. $100,000 of it was expenses, which have to be outlined and justified to the Court. This is money the lawyers paid over the course of the trial out of their pocket (including court filing fee, costs for depositions, discovery costs, etc...), and if they had lost would likely not recover.

2. The case took six years. The attorneys worked for six years again knowing that if they did not win or reach a settlement they might not get paid for their time.

I am curious how many accountants, consultants, doctors, etc... would spend $100,000 of their own money on someone else' behalf in the hopes of getting reimbursed. Further how many of these same professionals would work and wait for six years to actually get paid.

Also, just as a note the lawyers got paid $259,000 in fees over a six year span. It would not be surprising for them to have spent a 1000 hours over that span, less than 200 hours a year on the case. Based on the 1000 hour scenario they charged $259/hr. That is what they charged an hour not what they took home by any means. What do accountants, consultants, doctors, etc... charge per hour?

It is insane that the victim got only a $1000, and the lawyers got $359,000. That does not point to the character of the attorneys but is certainly a problem with the legal system. A system that is not designed by lawyers but by legislatures, that the public voted for. The lawyers simply got paid for the work they did.

8.26.2014

$234,000,000,000

Jews were persecuted, needed a homeland and protection. As a result the US taxpayers have given approximately $234,000,000,000 to Israel since 1954. The current US Deficit is $18,000,000,000,000, aid to Israel over the years would be 1% of that number.

Look at it another way. According to the 2012 US Census there were 44,456,009 African American in the US, some of whom are descendants of slaves. Jim Crow laws were in effect in the US well into the 1960's, perhaps reparations could be paid to African Americans for the ills they have endured. Based on the current population and the amount of money we gave to Israel, a similar gesture would result in $5263.64 for each African American counted in the census.

One population was persecuted by Europeans and others, the other enslaved by Americans for a few centuries. Just food for thought...

8.01.2014

As Promised (A Brief Perspective of the Middle Eastern Conflict)

*** These are just my views based on my own reading and research and may not be complete***

Now that the disclaimer is out of the way, I think that the first point is to recognize that the word I used was perspective of the conflict not the history of it. I did this on purpose because a term like "history" implies some sort of factual accuracy and I think with a situation as complicated as the one in the Middle East it is more accurate to call it what it is, my perspective.

So, a long long time ago the area that is Israel/Palestine was a Jewish Kingdom. Then over the course of a thousand years the land changed hands, belonging to different kingdoms and empires. Skip forward a few hundred years and you arrive in the 20th century. The area now recognized as Israel was under a British Mandate. Some of you have heard the argument that Israel has always been Jewish land, well here is where it gets interesting. By most accounts the population in the Israel/Palestine region at beginning of the 20th century was overwhelmingly non Jewish. Jews made up less than 5% of the population at that time, the total population of Jews in the region at the time was south of a 100,000 people. By comparison there were over 6 million Jews in Europe. Many of these Jews because of the situation in Europe (Nazi Germany, etc...) migrated to the region. What was once a majority Non-Jewish population started to change with the influx of Jewish migrants who largely migrated illegally. Take a second and let that sink in.

By most accounts the region was mostly non-Jewish as late as 1945. In 1948 upon the departure of the British, the Israeli Declaration of Independence was read, declaring the formation of a Jewish State. The US and Soviet Republic immediately recognized Israel as a state. Many Arab states did not. War ensued with certain surrounding Arab nations and Israel ultimately came out the victor. Boundary disputes continued over the next few years and are still continuing today. Gaza and the West Bank were territories that remained under Israeli control, but treated as Palestinian territories. In the coming decades Jewish settlers began to settle into these territories as well and under the protection of Israeli military expanded their control over certain areas.

I could continue elaborating, but even though it is a very truncated, abridged perspective. I think it gives a slightly more complete picture than things I have read. Now for the true "perspective" part.

Think of it from the Arab and Palestinian perspective for a second. Jews were driven out of Europe in droves, those Jews settled in a land that had a large Palestinian population, and upon the Jewish declaration of independence European counties and the US recognized Israel as a country. Over the next few decades the United States provided the state of Israel over a $100 Billion in aid, Israel expanded its claims by setting up settlements in Gaza and the West Bank, Israel was allowed to get nuclear weapons (they have over 80 warheads by most estimates... oh and Iraq has none), etc... Meanwhile the Palestinians weren't compensated for their loss, or at a minimum given their own right of self-determination. Instead they live in largely occupied territories with no control over their naval access, or their airspace. They can't freely move in out of Gaza or the West Bank. What do you expect them to do? 

Now to Hamas, I have heard a lot about on television from Israeli commentators that if Hamas had the ability to, they would wipe out Israel. First, I am not sure if that is actually the case, but think about it for a second. Hamas is a military/political organization that has never recognized Israel as a sovereign nation. What should their message to their people be? Sorry your land was taken but it is now owned by someone else. Hamas is a terrorist organization and the way they conduct themselves is atrocious. But if you come into someone’s home, take it by force, move them to the outhouse, and then lay claims to parts of the outhouse as well, the people you forced out might react a little angrily.

The Jews deserve a homeland, they deserve to feel safe, to not feel persecuted and attacked. Having said that Jews were not persecuted by Palestinians, they were persecuted by Nazi Germany, and other fascist nations, including some Arab ones (Iraq), so why do the Palestinians have to pay the price for the sins of others. What was their crime? The argument today is that Hamas (which by the way is not synonymous with Palestinian) does not want Israel to exist and that is the crime for which Palestinian's are being attacked. Jews kicked Palestinians out of their homes and land and their crime is that a terrorist organization is fighting to get their homes and land back?


I understand that the viewpoints above are my own perspective of what has happened and many people may disagree with my observations. I also am aware that some of the views may seem offensive to some people. It is not my intent to offend anyone, just simply to provide my own view. I invite anyone whether you agree or disagree to post comments of your views below. Only thing I ask is that you attempt to keep the comments constructive. I understand that some of my view may themselves not pass muster as constructive, but I tried...

7.22.2014

"Outsiders"

What is going on in Gaza today is frightening, horrifying and truly sad. Over the last few days and weeks if any of you have a Facebook (FB) page you have seen posts like this, or perhaps this, or maybe even this, or a myriad of other posts. The saddest part about all of this is the five camps of people that I see forming as a result of the recent increase in hostilities: (1) The Pro Israel camp; (2) the Pro Palestine camp (3) people who are too afraid to say anything; (4) people who think they don't know enough; and  (5) people who just don't care.

Group 5 will always be a part of the world we live in. There will always be people who just don't care, who cannot be bothered to worry about the plight of others in certain situations. It is easy to find the lack of compassion to be disheartening, but one hard look in the mirror and we may all find ourselves a little troubled by our own lack of "compassion." How else does it make sense that we live in wonderful homes, wear great clothing, eat great food, while millions in the world don't even have clean water... For my part, I think we are all drawn to issues for different reasons, and some people are drawn to more issues than others. I myself, am guilty of ignoring many issues, so I accept Group 5 as a reality of the world we live in and understand that I too am a part of that group.

I often feel like a member of Group 4. There is so much to know and in my opinion not a whole lot of resources. I just note, that in a conflict so complicated very few people "know enough."

I sympathize with  Group 3. I have been wanting to write something like this for days, but haven't because I was afraid to appear insensitive or to offend people, or to make people think differently of me. I found myself wondering, how any perceived Pro Israeli comments would be taken by my friends? how Pro Palestinian comments would be taken by other friends? Is it okay to not pick a side? Is is okay to pick a side? I am not sure I have the answers to those questions, but after yet another myriad of posts on FB this morning, I decided to write this anyways.

Now for Groups 1 and 2. I understand that for some people there are personal reasons for being a part of one camp or the other. Some have seen personal family in the conflict and others have very committed ties to the underlying politics of the situation, people I think of as insiders. For those that are close to the conflict it seems fair to assume that their biases are real and that their opinions however subjective are justified.

However, I don't think that being of the Muslim faith or of the Jewish faith makes you an insider. To the doctoral resident in the US, or the investment banker who have a new found interest in posting videos like the ones mentioned above, I simply would like to request that you be judicious in what you post.We all know that civilians are dying, but posting gruesome images of that does not add anything positive to the discussion. Neither does posting the founding decree of Hamas.

In my opinion, to find an ultimate resolution to this conflict will continue to be difficult. The relentless screaming and blaming from "outsiders" is certainly not going to help the insiders reach a resolution. I am not an expert on the issue, but I hope to follow this post with a follow up on my own history of the conflict as I understand it. Hopefully from a more level perspective. If any people have specific questions or thoughts that they think I should address or explore, please let me know. Thank you for reading.